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GoldCare™ Health & Wellness

Alternatives to Insurance

Healthcare Option

Insurance/HAS/ Ministry-based/Other & Our Philosophy

In our changing medical system, you may feel conflicted about which healthcare option is best for you and your family.

Should you have insurance or a health savings account? Or is it better to consider a health-share plan? The following information about different options may help get you started in this decision.

GoldCare™ Philosophy

You pay for your individual care and membership fees and nothing more. Our fees cover all the expenses necessary to provide you with comprehensive medical care. You won't pay for the care you don't receive, and we will always try to minimize costs when possible.

Our goal is your best health, no extra expenses.


This is a system you may already know well. The goal of insurance is to charge you while you are well with the hope that you won't require more reimbursement for care than you pay for insurance. This approach asks you to pay for the possibility that...

Health Savings Accounts (HSA)

This is a tax-free account you can use to save for certain medical expenses. Some employers contribute to these accounts for you, and you may decide to add money to your HSA to pay for out-of-pocket medical costs, including routine care and medicines.

Faith-Based or Medical-Share Plans

The goal of these plans is to share your medical expenses with other members. For example, your monthly "donation" will be given to other members who submit medical bills to cover their expenses...

Goldcare™ + Healthshare

  • Is a community of like-minded people with shared principles.

  • Includes easy-to-navigate membership guidelines that explain all sharable and non-sharable costs and services.*

  • Offers special rates only available to GoldCare members.

Other Goldcare™ + Healthshare Benefits:

  • We accept everyone! There are no religious exceptions or requirements.

  • You can choose your own doctor.

  • We offer several options based on how much you want to pay each month.

Is GoldCare+ HealthShare a good fit for you? Follow these questions to help you make the best decision based on your unique needs.

  1. 1.

    Are you under 65 years old? GoldCare+ is a great option for adults who are 18 to 64. It’s currently not available for ages 65 and older.

  2. 2.

    Do you have a family who needs coverage? GoldCare+ is perfect for individuals, couples, spouses, and your children. We have an option that will work for your household size.

  3. 3.

    Are you actively seeking to improve your health? We encourage all members to live their healthiest lives, and we’d love to support your wellness goals.

  4. 4.

    Are you willing to help lift one another’s burdens? We’re a community of people who desire to help each other through difficult times. Health costs can be daunting, but we’re in it together with GoldCare+ HealthShare!

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